Recently, a lot has changed in healthcare, and it has deeply affected the people of Virginia - our people and our politics. It has also deeply affected our wallets. Healthcare costs and insurance premiums continue to rise. The annual amount employers and workers pay for health insurance has risen at a rate higher than the increase in wages or inflation, and high-deductible insurance plans that require families to pay greater out-of-pocket costs have become increasingly prevalent. In short, people are paying more and getting less comprehensive benefits.
At the Virginia Consumer Healthcare Alliance, we seek to work towards establishing open lines of communication and collaboration between our states' leaders and our communities in order to effectively address immediate concerns and focusing on long term liabilities that also need attention.
The rising cost of health insurance is one such liability that impacts families and employers. Data from the State Corporation Commission’s Bureau of Insurance shows that from 2014-2019, average health insurance premium costs rose more than 140 percent. In addition to premiums, the out-of-pocket deductibles families pay for care continue to grow. A recent Kaiser Family Foundation analysis found that the average annual health insurance deductible for a single U.S. worker is $1,655, double the amount it was 10 years ago.
Those are statistics, but every statistic impacts real people. They are neighbors, they are family, and they are businesses across our state that are directly affected by changes in our healthcare system and its financing. Due to recent political history and the deeply personal nature of healthcare, Virginians are either rightly reticent to accept any more change or hold such a level of distrust that any attempt to even try to improve our system is met with fear and resistance.
These are not unfair reactions - but we must get past them and into a legitimate, fact-driven conversation.
We sincerely believe that the time has come for all of us to take a breath, identify the challenges of today and tomorrow, and then establish a real framework for future success that ensures all Virginians have access to affordable, quality healthcare in the communities they call home. A long term rational, constructive dialogue is the first step in creating a healthcare system that works for all Virginians, everywhere. We welcome you to this effort.
By joining the Alliance, you become a powerful advocate for quality, affordable healthcare for your family, your neighborhood, and your community. It’s time to let Richmond hear your voice and it’s time for a real, substantive conversation about how to make healthcare in Virginia really work for all of us over the long term. Your voice matters. Join us.
The Virginia Consumer Healthcare Alliance is a consumer advocacy organization dedicated to ensuring that all Virginians have access to high-quality, affordable healthcare. The Alliance is comprised of employers, trade groups, small businesses, corporations, and a network of thousands of consumers who desire affordable, quality medical treatment – just like you. We will achieve this goal by bringing consumers together with businesses, stakeholders, and policymakers to facilitate a robust and meaningful conversation that will lead to real solutions to Virginia’s healthcare issues.
Does the Affordable Care Act need to be revised? Are healthcare costs rising beyond Virginians’ ability to pay their bills? How many Virginians are uninsured and how does that affect insured Virginians? How easy will it be to get an appointment with a doctor in the future? Are these issues worse in certain parts of Virginia?
Know the facts.
The VCHA is a nonpartisan coalition of people working to find common sense solutions to the challenges facing Virginia's health care system in a way that promotes access and affordability.